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All Over India Service Available
Welcome to Money Finkart
Over Draft Limit
Over Draft Limit Facility in India – Flexible Business Funding with Money Finkart
Need cash flow support for your business without taking a full loan? Whether it’s for paying vendors, managing salaries, or covering operational expenses, the Over Draft (OD) Limit from Money Finkart gives you the flexibility to borrow only what you need — when you need it.
Keep your business moving without worrying about liquidity.
Why Choose Money Finkart for Over Draft Limit?
Credit on Demand – Use Only What You Need
Only pay interest on the amount you use, not the full sanctioned limit. Withdraw funds anytime and repay as per convenience.
High OD Limit – Up to ₹50 Lakhs
Get an overdraft facility based on your business turnover and financials. Whether you’re a small trader or an SME, we’ve
got you covered.
Secured & Unsecured OD Options
Choose between collateral-free overdraft or offer property/business assets for a higher limit and lower interest.
Quick Sanctioning – Within 3 to 5 Days
Fast processing with expert guidance — our team helps you with documentation and ensures timely approval.
Easy Renewal & Top-Up Facility
We make it easy to extend or enhance your overdraft limit annually, with minimal paperwork.
Transparent Charges – No Surprises
Know your interest rates and processing fees upfront. No hidden terms, guaranteed.
Credit on Demand – Use Only What You Need
Only pay interest on the amount you use, not the full sanctioned limit. Withdraw funds anytime and repay as per convenience.
High OD Limit – Up to ₹50 Lakhs
Get an overdraft facility based on your business turnover and financials. Whether you’re a small trader or an SME, we’ve got you covered.
Secured & Unsecured OD Options
Choose between collateral-free overdraft or offer property/business assets for a higher limit and lower interest.
Quick Sanctioning – Within 3 to 5 Days
Fast processing with expert guidance — our team helps you with documentation and ensures timely approval.
Easy Renewal & Top-Up Facility
We make it easy to extend or enhance your overdraft limit annually, with minimal paperwork.
Transparent Charges – No Surprises
Know your interest rates and processing fees upfront. No hidden terms, guaranteed.
Available for Businesses in India
Serving all business hubs and commercial:
- Andhra Pradesh
- Arunachal Pradesh
- Assam
- Bihar
- Chhattisgarh
- Goa
- Gujarat
- Haryana
- Himachal Pradesh
- Jharkhand
- Karnataka
- Kerala
- Madhya Pradesh
- Maharashtra
- Manipur
- Meghalaya
- Mizoram
- Nagaland
- Odisha
- Punjab
- Rajasthan
- Sikkim
- Tamil Nadu
- Telangana
- Tripura
- Uttar Pradesh
- Uttarakhand
- West Bengal
- Andaman and Nicobar Islands
- Chandigarh
- Dadra and Nagar Haveli and Daman and Diu
- Delhi (NCT)
- Lakshadweep
- Puducherry
- ...and more!
Eligibility Criteria
- Indian citizen
- Business vintage: Minimum 1 year
- Annual turnover of ₹10 lakhs or more
- Valid GST and PAN
- Decent banking history and CIBIL score
Required Documents
- PAN & Aadhaar of proprietor/partners/directors
- Business registration certificate
- GST certificate & last 1 year’s returns
- 12 months’ bank statement
- ITR for 2 years
- Property papers (for secured OD)
- Passport-size Photograph
How to Apply – 4-Step OD Application:
- Contact us via phone or WhatsApp
- Submit business details and financials
- Choose between secured/unsecured OD
- Get approval and access funds as needed
What Our Clients Say:
“OD facility from Money Finkart helped me pay my suppliers on time. Their terms were better than my bank.”
— Akshay J., BKC, Mumbai
“I use the overdraft when sales are low and repay when things pick up. Extremely convenient and flexible.”
— Neeta G., Thane, Maharashtra
“The OD facility gave me the flexibility I needed during my business’s off-season. I’ve been able to keep my operations smooth.”
— Ravi R., Bengaluru, Karnataka
“I rely on the OD facility to bridge the gap between cash flow cycles. Money Finkart made it quick and easy.”
— Suresh P., Chennai, Tamil Nadu
“The overdraft facility from Money Finkart gave me peace of mind during tough times, allowing me to keep my business running.”
— Nisha T., Hyderabad, Telangana
Need Cash Flow Flexibility? Apply for OD Limit Today!
📱 Call/WhatsApp: +91 82912 26134
📧 Email: money@moneyfinkart.com
🏢 Address: Money Finkart, Mumbai, Maharashtra
🌐 Website: www.moneyfinkart.com
💡 Note: OD limit can be availed as an individual, partnership firm, private limited company, or MSME. If you’re unsure about your eligibility, connect with our advisors.
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