Balance Transfer Personal Loan in India – Reduce EMI, Save More with Money Finkart

Sometimes high-interest loans become a burden on your monthly budget. Don’t let old loans hold you back — with Money Finkart’s Balance Transfer Personal Loan, you can switch your existing personal loan to a lower interest rate and enjoy better repayment flexibility.

We help you save money, reduce stress, and manage your finances smartly.

Why Choose Money Finkart for Balance Transfer Personal Loans?

Lower EMIs with Better Interest Rates

Transfer your existing personal loan and reduce your monthly EMI burden. We offer highly competitive interest rates that help you save significantly.

Fast Loan Transfer – Within 24 to 48 Hours

Our loan transfer process is smooth and quick. Your balance transfer is completed within 1–2 working days.

100% Unsecured – No Collateral Needed

No need to mortgage any property or assets. We assess your profile and income to provide unsecured balance transfer loans.

Flexible Repayment Tenure

You can choose your EMI plan as per your convenience — from 6 months to 60 months, based on your repayment capacity.

Loan Amount – ₹50,000 to ₹25,00,000

Whether you're transferring a small loan or a large one, we’ve got you covered with a wide loan amount range.

Minimum Documentation

No paperwork hassles — just a few essential documents are required. Everything can be shared online or via WhatsApp.

Transparent Process – No Hidden Charges

All terms, charges, and interest rates are shared upfront. No last-minute surprises.

Available Across All Locations in India

We offer balance transfer services across the India Metropolitan Region including:

Andhra Pradesh
Arunachal Pradesh
Assam
Bihar
Chhattisgarh
Goa
Gujarat
Haryana
Himachal Pradesh
Jharkhand
Karnataka
Kerala
Madhya Pradesh
Maharashtra
Manipur
Meghalaya
Mizoram
Nagaland
Odisha
Punjab
Rajasthan
Sikkim
Tamil Nadu
Telangana
Tripura
Uttar Pradesh
Uttarakhand
West Bengal
Andaman and Nicobar Islands
Chandigarh
Dadra and Nagar Haveli and Daman and Diu
Delhi (NCT)
Lakshadweep
Puducherry
...and more!

Eligibility Criteria

Age: 21 to 58 years
Indian citizen
Must have an active personal loan
Salaried or self-employed
Monthly income: ₹15,000 or more
Good repayment track record / stable income

Required Documents

PAN Card
Aadhaar Card or Address Proof (Electricity Bill, Passport, etc.)
3 Months' Salary Slip / ITR for self-employed
6 Months' Bank Statement
Loan Statement from existing lender
Passport-size Photograph

How to Apply – A Simple 4-Step Process

Visit our website or contact us via call/WhatsApp
Fill in the balance transfer form (takes just 2 minutes)
Submit documents online or via WhatsApp
Loan approval and disbursal in 1–2 working days

What Our Customers Say

“I transferred my personal loan to Money Finkart and reduced my EMI by ₹2,000. The process was quick and seamless.”
— Rajesh S., Ghatkopar, Maharashtra

“The balance transfer option helped me get better interest rates. I’m saving more every month now.”
— Priya D., Navi Mumbai, Maharashtra

“Very satisfied with their personal loan transfer service. I received clear guidance and quick turnaround.”
— Neeraj K., Pune, Maharashtra

“I was struggling with high EMIs. Money Finkart not only reduced my interest rate but also helped me restructure the tenure.”
— Anuja V., Hyderabad, Telangana

“Smooth process and excellent customer care. My balance transfer was done without any hidden charges.”
— Sandeep R., Chandigarh

Need Assistance? We’re Always Here for You!

📱 Call/WhatsApp: +91 82912 26134

📧 Email: money@moneyfinkart.com

🏢 Address: Money Finkart, Mumbai, Maharashtra

🌐 Website: www.moneyfinkart.com

💡 Note: Even if your credit score isn’t perfect, don’t worry — we’ll assess your overall profile and provide the best possible loan transfer solution for you.