Balance Transfer Business Loan in India – Lower Your EMI & Save Big with Money Finkart

Are you currently paying high interest on your business loan? It’s time to switch smartly. With Money Finkart’s Balance Transfer Business Loan, you can transfer your existing business loan to us and enjoy lower interest rates, better terms, and improved cash flow — all with zero hassle.

Give your business more room to grow by reducing financial pressure.

Why Choose Money Finkart for Balance Transfer Business Loans?

Reduced Interest Rates – Save Big Every Month

We offer lower interest rates compared to your existing loan, which means reduced EMIs and major savings in the long run.

Top-Up Facility Available

Need more capital while switching your loan? Get a top-up amount approved along with your transfer — no separate application required.

No Collateral Revaluation Required

Already submitted property or asset documents? No need for fresh valuation or new collateral in many cases.

Flexible Repayment Options – Up to 60 Months

You get the freedom to choose a tenure that fits your business cash flow.

Quick & Paperless Process

Digital KYC, document submission via WhatsApp, and minimal paperwork — transfer your loan easily and swiftly.

Full Transparency

No surprise charges. We give you a full breakdown of processing fees, EMI schedule, and interest benefits up front.

Balance Transfer Services Available Across India

Serving all commercial zones in India like:

Andhra Pradesh
Arunachal Pradesh
Assam
Bihar
Chhattisgarh
Goa
Gujarat
Haryana
Himachal Pradesh
Jharkhand
Karnataka
Kerala
Madhya Pradesh
Maharashtra
Manipur
Meghalaya
Mizoram
Nagaland
Odisha
Punjab
Rajasthan
Sikkim
Tamil Nadu
Telangana
Tripura
Uttar Pradesh
Uttarakhand
West Bengal
Andaman and Nicobar Islands
Chandigarh
Dadra and Nagar Haveli and Daman and Diu
Delhi (NCT)
Lakshadweep
Puducherry
...and more!

Eligibility Criteria

Indian citizen
Age: 21 to 60 years
An existing business loan running for at least 6 months
Business in operation for minimum 1 year
Good repayment history preferred
Satisfactory turnover and credit profile

Required Documents

Existing Loan Statement (Last 6 Months)
Business PAN & Individual PAN
Aadhaar Card / Address Proof
ITR / GST Certificate
Business Registration Certificate
6 Months' Bank Statement
Passport-size Photograph

How to Apply – 4 Easy Steps:

Contact us through website or WhatsApp
Fill our short loan transfer form (2 mins)
Upload your loan & KYC documents online
Loan transfer approval + disbursal of top-up (if applicable) in 2–3 days

What Business Owners Say:

“Switched my ₹12 lakh business loan to Money Finkart. Got 2% lower interest rate and a ₹3 lakh top-up instantly.”
— Sameer D., Ghatkopar, Maharashtra

“They handled my balance transfer process completely — very transparent and efficient.”
— Nidhi S., Vashi, Maharashtra

“I expanded my retail shop with the help of a working capital loan from Money Finkart. Quick approval and flexible repayment options.”
— Arvind K., Ahmedabad, Gujarat

“As a woman entrepreneur, I really appreciated the clarity and support I received throughout the loan process.”
— Priya T., Bengaluru, Karnataka

“Got funds to renovate my restaurant in record time. Money Finkart is a great partner for small businesses.”
— Rohit M., Jaipur, Rajasthan

Ready to Switch and Save? Talk to Us!

📱 Call/WhatsApp: +91 82912 26134

📧 Email: money@moneyfinkart.com

🏢 Address: Money Finkart, Mumbai, Maharashtra

🌐 Website: www.moneyfinkart.com

💡 Note: Even if your business loan is from a NBFC or private lender, we can help transfer it with better terms and top-up facilities.